Liquidity has long posed a challenge for cryptocurrency investors. Traditionally, unlocking cash required selling digital assets, forcing holders to either incur taxable events or lose exposure to tokens they expected to appreciate. For many, this limitation created a tension between maintaining long-term positions and meeting short-term financial needs. Coinbase has now addressed this gap, introducing a solution that redefines how investors access capital without giving up ownership of their crypto. According to BSCN, Coinbase now allows holders of XRP, ADA, DOGE, and LTC to borrow against their crypto holdings. Users can leverage these assets as collateral to obtain loans denominated in USDC, with borrowing limits of up to $100,000. The platform’s model eliminates the need to sell tokens, enabling investors to retain exposure to price movements while unlocking immediate liquidity. This marks a significant evolution in the way crypto investors interact with their portfolios. COINBASE JUST CHANGED THE GAME FOR XRP AND DOGE HOLDERS! You no longer have to SELL your crypto to access cash. @coinbase just announced: – $XRP , $DOGE , $ADA and $LTC now accepted as collateral – Borrow up to $100,000 in USDC – No fixed repayment schedule Here's… https://t.co/16VsCa2rNO pic.twitter.com/XlsGYZ5du4 — BSCN (@BSCNews) February 19, 2026 Unlocking Liquidity Without Selling Coinbase’s crypto-backed lending system empowers users to convert dormant holdings into actionable capital. Borrowers can fund personal or business needs, engage in strategic trading, or diversify investments without liquidating their positions. The absence of a fixed repayment schedule adds flexibility, allowing users to manage loans according to cash flow and market conditions rather than rigid deadlines. This approach transforms static digital assets into dynamic financial tools while preserving long-term upside potential. Implications for Retail and Institutional Investors Retail investors gain a more disciplined way to navigate market volatility, reducing pressure to sell during short-term corrections. Institutional participants can use crypto-backed loans to support treasury operations, collateralize complex strategies, or expand participation in DeFi and CeFi ecosystems. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 By aligning blockchain efficiency with financial flexibility, Coinbase bridges traditional capital markets and digital assets, setting a new standard for institutional-grade functionality in crypto finance. Elevating the Utility of Digital Assets Accepting XRP, ADA, DOGE, and LTC as collateral signals growing confidence in these tokens’ reliability and market utility. Beyond serving as stores of value or speculative instruments, they now act as functional bridges to capital. This advancement reinforces the narrative that cryptocurrencies can integrate seamlessly into conventional financial workflows while maintaining on-chain benefits, including transparency, security, and verifiable ownership. Strategic Advantages for Crypto Holders Coinbase’s innovation addresses a fundamental pain point: accessing liquidity without sacrificing market exposure. For XRP, ADA, and DOGE holders, the ability to borrow against positions opens new avenues for strategic flexibility, portfolio management, and long-term wealth growth. By converting holdings into usable capital while maintaining ownership, investors can navigate market cycles with confidence. This milestone underscores the growing maturity of crypto markets, where functional financial products increasingly mirror the sophistication of traditional banking while preserving the advantages of blockchain technology. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Coinbase Just Changed the Game for XRP, ADA, DOGE Holders appeared first on Times Tabloid .