Shiba Inu (SHIB) is still considered to be one of the most popular meme coins in the market, but analysts say that the token’s potential for growth is diminishing after years of volatility. With SHIB being in an established trading range, the token’s price momentum is not consistent, which means that investors are looking to invest in newer projects that have more potential for growth. One of the newer cryptos that is being considered to be the biggest gainer in 2026 is the $0.04 DeFi crypto token Mutuum Finance (MUTM) . The token is being recognized for its decentralized approach to lending and borrowing, which is why the presale is seeing significant adoption. For investors seeking the crypto to buy now, MUTM is emerging as a prime candidate due to its real DeFi use cases. Shiba Inu (SHIB) Approaches Critical Support Shiba Inu (SHIB) is in the last support zone, which could determine the direction that the token will take in the near future. The price momentum in the market is cautious at the moment, with Shiba Inu down 90% from its peak. While SHIB is still considered to be one of the most popular cryptos in the market, the token’s collapse shows investors are pivoting toward real use cases. One token that has stood out during this shift is Mutuum Finance (MUTM). MUTM: High Potential for Early Investors The current price of the MUTM token in presale Phase 7 is $0.04, and this will rise to $0.045 in Phase 8, giving early investors a significant advantage. To illustrate this, let’s assume an investment of $1,800 made today to acquire 45,000 MUTM. Once Phase 8 begins, the same 45,000 MUTM tokens will be worth $2,025, giving the investor a $225 profit long before market debut. Once the token price rises to $0.06 at launch, the same 45,000 MUTM will be worth $2,700, giving a profit of $900 before trading begins. This highlights why MUTM is the DeFi crypto to buy now for smart investors. Passive Rewards Through Buybacks Mutuum Finance rewards loyalty through its buyback and redistribution program. The protocol will use a part of its earnings to buy MUTM tokens on the market, and these will then be distributed to mtToken stakers. Assuming that the protocol earns $8,000,000 and decides to spend 15% of this on buybacks, this will mean that 1,200,000 MUTM will be distributed to mtToken stakers. Building a Strong Community To encourage adoption, Mutuum Finance uses rewards and gamification. For example, the project has rolled out a $100,000 giveaway , where ten winners will receive $10,000 worth of MUTM tokens each. A daily reward of $500 is also given to the biggest buyer, and top MUTM holders are featured in the top 50 leaderboard. These are some of the key aspects that make MUTM one of the most promising new crypto projects for early 2026. While the run of Shiba Inu is slowing down, experts are predicting that Mutuum Finance (MUTM) is set to be the biggest gainer of 2026. Currently priced at a mere $0.04, MUTM is based on actual DeFi use cases, including a live lending platform, an over-collateralized stablecoin, and a revenue-sharing buyback system. With a presale that has raised more than $20 million, MUTM is the crypto to buy now and a DeFi crypto that investors should not miss. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance