Periods of sharp price fluctuations often separate short-term anxiety from long-term conviction . For XRP, moments of market fear frequently revive a deeper discussion about utility, scalability, and the role blockchain technology could play in global finance. While charts dominate daily conversations, XRP’s long-term value proposition continues to rest on whether its technology achieves meaningful adoption in real-world payment systems. That long-term narrative resurfaced through a recent post shared by X Finance Bull on X, which highlighted a video of Ripple CEO Brad Garlinghouse speaking directly to central bankers. The resurfaced remarks arrived at a time when XRP’s price action unsettled many traders. However, attention has been redirected to the original problem Ripple set out to solve: the inefficiency of global payments. Hey $XRP Army, if you’re feeling scared by the price action today, think back to this moment Brad stood in front of central banks and clearly explained why Bitcoin can’t scale global payments, but XRP can When massive $XRP adoption kicks in Price will move higher Lock in pic.twitter.com/RmPmBUKzYB — X Finance Bull (@Xfinancebull) January 23, 2026 Bitcoin’s Structural Limits in Payments In the video, Garlinghouse clearly explains why Bitcoin struggles to function as a global payments rail. He points to transaction speed and cost as major constraints , especially for high-frequency or low-value transfers. According to Garlinghouse, “Bitcoin today, per transaction basis, is rather slow and expensive,” a limitation that becomes more pronounced at scale. He contrasts this with XRP’s design, noting that the digital asset processes transactions far more efficiently. “XRP is very fast, about a thousand times faster per transaction and 1,000x cheaper,” Garlinghouse stated, emphasizing that its architecture suits real-time settlement rather than store-of-value use cases. Liquidity on Demand and the End of Pre-Funding Garlinghouse also addresses a core inefficiency in correspondent banking: pre-funded nostro and vostro accounts. He explains that these accounts trap capital and slow international transfers. “Our view in the future is you don’t have this pre-funding, and instead you can use a digital asset to have global liquidity on demand,” he said. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 This model enables institutions to source liquidity instantly, even in less liquid currency corridors. By using digital assets as a bridge, financial institutions can move value without maintaining idle balances across multiple jurisdictions. The Internet of Value in Practice Ripple’s broader vision extends beyond large corporate settlements. Garlinghouse describes a future “Internet of Value,” where payments move as seamlessly as data. He highlights that the same infrastructure can support a multinational transferring $100 million and a freelancer in the Philippines receiving a $30 payment from a company in London. Both transactions benefit from speed, cost efficiency, and reliability. Adoption as the Defining Catalyst Analysts and commentators, including X Finance Bull, argue that XRP’s price will respond decisively once large-scale adoption materializes. This thesis ties valuation to usage rather than speculation. If banks, payment providers, and enterprises increasingly rely on XRP for on-demand liquidity, market dynamics could shift rapidly. In that context, short-term price fear may matter less than whether XRP fulfills the role its creators envisioned from the beginning. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Pundit: XRP Price Will Move Higher Rapidly Once This Happens appeared first on Times Tabloid .