Bitcoin dips often redirect attention to alternative assets with strong narratives. During market pullbacks, early-stage high-utility tokens have historically delivered outsized rebounds. Mutuum Finance (MUTM) is emerging as a new crypto coin that fits this profile. Analysts are observing MUTM closely, seeing early patterns similar to Ethereum’s ICO era. While BTC retraces, investors will increasingly seek the next crypto to explode, and MUTM is positioned to capture that interest. Mutuum Finance (MUTM) is currently in Presale Phase 6, with 95% of 170 million tokens already sold. The project has raised approximately $18.9 million across all presale phases and has over 18,100 holders. The total supply is 4 billion tokens, and the current presale price stands at $0.035. This rapid uptake reflects growing confidence and mirrors the velocity early ETH experienced during its initial offering. Investors allocating capital now will access MUTM at a discounted level before Phase 7, priced at $0.040, while the protocol continues to develop its robust infrastructure. Dual Lending System Sets MUTM Apart One of Mutuum Finance (MUTM)’s key differentiators is its dual lending architecture. The Peer-to-Contract (P2C) system allows users to supply liquidity to protocol-controlled pools. Borrowers will draw from these pools, generating automated activity and predictable returns. The Peer-to-Peer (P2P) system will enable direct lender-to-borrower matching, allowing custom terms and flexible interest rates. Together, these models will balance risk and reward, attracting both conservative and advanced financial participants simultaneously. Mutuum Finance (MUTM) announced on its official X account that the V1 of its protocol is scheduled to debut on the Sepolia Testnet in Q4 2025. This initial rollout will showcase the core mechanics of the ecosystem, including the liquidity pool, the mtToken and debt-token framework, and an automated liquidator bot designed to maintain platform stability and security. In this phase, users will be able to lend, borrow, and provide ETH or USDT as collateral. Launching V1 on the testnet allows the community to experiment with the protocol ahead of its mainnet release. This step-by-step launch strategy helps build transparency, encourages early participation, and provides the development team with meaningful feedback for fine-tuning the system. As more users explore and interact with the testnet features, broader interest in the platform is expected to strengthen, ultimately contributing to sustained demand for the MUTM token. Stablecoin Architecture & Potential Listing Mutuum Finance (MUTM) will introduce a stablecoin designed to preserve a $1 value. Minting will occur only when users borrow against collateralized assets like ETH. Tokens will burn when loans are repaid or liquidated. Only approved issuers will mint, each with set caps. Governance-controlled interest rates will maintain the peg, while arbitrage mechanisms will stabilize value across markets. Overcollateralization safeguards the system against volatility. The stablecoin will act as the foundation for Mutuum Finance (MUTM)’s P2C and P2P lending systems, enabling ongoing borrowing and lending activity while keeping liquidity circulating within the platform. As stablecoins are widely regarded as essential to DeFi, a secure, overcollateralized version could help maintain steady demand for MUTM over time. Strong presale performance, combined with utility-driven design and a clear development roadmap, positions MUTM for potential future listings on Tier-1 or Tier-2 exchanges. Exchange exposure will introduce the project to millions of new users, increasing liquidity, trust, and market participation. Early presale entry at $0.035 will offer investors the advantage of securing tokens before broader market demand accelerates. Price Discovery Enhances Trust and Adoption Accurate pricing is essential for safe lending and borrowing. Mutuum Finance (MUTM) will rely on Chainlink USD and multi-asset price feeds, supported by fallback oracles, aggregated sources, and DEX-based time-weighted average prices. Correct liquidation timing, minimized manipulation risks, and loan health monitoring will be enabled by these systems. Increased reliability will encourage institutional-scale lending, driving recurring fee flow and strengthening MUTM’s internal economy. Crypto predictions suggest that well-structured price discovery will make MUTM an attractive token for diverse investors. A respected crypto analyst, known for forecasting growth cycles of assets such as SOL and DOGE, predicts that MUTM could mirror early ETH expansion. With Phase 7 set at $0.040, the analyst projects a post-listing price of $0.50. A $1,000 presale investment will grow to $14,000 following this trajectory, highlighting the power of entering the token during this phase. Security Measures Strengthen Confidence Mutuum Finance (MUTM) is prioritizing security through a CertiK audit with Manual Review and Static Analysis. Token Scan Score is 90.00, and Skynet Score is 79.00, with the timeline updated from February 25 to May 20, 2025. The platform also offers a 50,000 bug bounty program with rewards by severity: Critical issues up to $2,000, Major $1,000, Medium $500, and Low $200. These measures will maintain a secure environment and incentivize the community to participate actively in safeguarding the protocol. Phase 6 is already 95% sold out, and the price will rise to $0.040 in the next phase. Mutuum Finance (MUTM) is offering one of the final opportunities to secure tokens at $0.035. With dual lending models, innovative stablecoin architecture, reliable price oracles, and potential exchange listings, MUTM will be a compelling choice for investors seeking the next crypto to explode. Entering during this presale will ensure early exposure to a high-utility token before broader adoption amplifies demand. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post What Crypto to Invest While BTC Dips? A New Cryptocurrency That Reminds Analysts of Early ETH appeared first on Times Tabloid .